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BlueAdvantage® Consumer-Directed Health Plans:
BlueAdvantage is a group of innovative, high-deductible plans
based on our popular PPO and EPO plans. You’ll have the freedom
to self-manage a Health Savings Account (HSA) or Health
Reimbursement Account (HRA) — using pre-tax dollars. Through our
website you can access a helpful hospital comparison tool and
up-to-date provider directory — plus a comprehensive set of
preventive programs and wellness tools to help you stay healthy.
BlueCare® IPA: Your primary care
physician provides basic medical care — referring you to
specialists and hospitals when needed. BlueCare Independent
Practice Association (IPA) keeps your out-of-pocket costs low,
while covering most preventive care.
BlueSelect® POS: With this point of
service (POS) plan, each time you receive care, you select how
your benefits work. To get the most from your benefits, you
would get your care from the primary care physician you have
chosen — including referrals to go to specialists. However, you
can still select any doctor or hospital and have services
covered at the lower out-of-network level.
BlueChoice® PPO: The freedom to choose is
yours — save money by seeing one of the preferred providers in
our vast BlueCard® network — over 600,000 doctors and over 5,000
hospitals nationwide — or visit the doctor or hospital of your
choice, covered at the lower out of network level.With
BlueChoice Preferred Provider Organization (PPO), you won’t need
to
designate a primary care physician.
SimplyBlue EPO: This exclusive provider
organization (EPO) plan enables you to visit any doctor or
hospital within the Blue Cross Blue Shield provider network in
Delaware — plus over 600,000 doctors and over 5,000 hospitals in
the BlueCard® network across the country. This cost-effective
plan does not provide out-of-network benefits if care is
rendered by non-preferred providers.
BlueClassic® Traditional: Our traditional
health plan gives you the most freedom. Choose any doctors,
specialists or hospitals — without a referral. |
