Home page > How Insurance Works > Health Insurance Basics > How much do you pay

HOW MUCH DO YOU / YOUR EMPLOYER PAY FOR HEALTH INSURANCE   

Most of us are shielded from the full cost of medical procedures, treatments and drugs. That's because employers spend, on average, five times more than employees do for healthcare.

From 2001 to 2002, premiums for employer-sponsored health insurance increased by an average of almost 13 percent nationwide⁶. In this sluggish economy, businesses are struggling to pay for the steep increase in insurance premiums and some are looking to employees to assume a greater responsibility.

Fortunately, there are simple things that we can all do to help keep healthcare affordable for everyone:

• Discuss all treatment options with your doctors

• Ask if a generic drug is available when you need prescription medicine

• Carefully review your doctor and hospital

Click here to view sources.

Health Insurance Basics| What Can You Do?